5016 Parkway Calabasas Ste 200, Calabasas, California 91302, United States
Bank Statement
Flexible Documentation
With Bank Statement loans, we offer a more flexible approach to documentation. Instead of relying solely on tax returns and W-2 forms, borrowers can use their bank statements as proof of income. This is particularly beneficial for self-employed individuals whose income may vary or be challenging to document through conventional means.
Alternative Qualification Criteria
Traditional mortgages often overlook the unique financial circumstances of self-employed individuals. That's where Bank Statement loans shine. Rather than solely focusing on income verification, eligibility is based on the average monthly deposits in the borrower's bank accounts. This alternative approach to qualification opens doors for those with non-traditional income sources or irregular payment schedules, providing a pathway to homeownership that's tailored to your needs.
Tailored Solutions for Unique Situations
Whether you're self-employed, a consultant, or a small business owner, Bank Statement loans offer tailored solutions to match your specific financial situation. From adjustable-rate mortgages to fixed-rate options, our versatile products are designed with your needs in mind. With a Bank Statement loan, you can enjoy a streamlined approval process, greater flexibility, and personalized support every step of the way.